Wednesday, 7 January 2009

Too cold for snow

Car insurance has been on my mind this week. Mine expires in late January, and every year we get a quote sent to us from our financial advisor*, along with a whole load of forms we fill in to get the policy renewed.

This year the letter arrived, I opened it, and saw that the quote for this year's insurance was a whacking £400. Four hundred pounds! Gah!

We haven't had any accidents.

We haven't had the car stolen.

We haven't even locked ourselves out.

Why is it so hideously expensive? Why? WHY? Whyyyyyyyyyyyy? I may have wailed this at Mr WithaY in the manner of a Victorian workhouse washerwoman.

He, as befits a man of wisdom and great understanding** merely raised an eyebrow and suggested I go online to find a cheaper quote. He even, in the manner of a cheesy tv advert, suggested a website I could use. if you're interested.

And hey, guess what, annoying though it is to be apparently living in a tv advert, it worked. Within about 5 minutes I had dozens of quotes for equivalent insurance (fully comp, legal protection, protected no claims, windscreen cover), only one of which was higher than the quote we'd had from the financial advisor.

In the end I picked not the very cheapest, but one of the lowest quotes, for less than £200. That is almost £200 less than the quote I was sent by the brokers. What the fuck?

I rang the brokers up to say I had found a cheaper quote for the same service. The nice lady I spoke to sounded genuinely surprised that I had managed such a Herculean task.

"Gosh! Where did you find that?" she asked me.

"On the internet," I replied.


Bloody hell. I know we're out in the middle of Wiltshire, but surely everyone has heard of the Internet...oh she meant which website. Heh.

I told her. I daresay the brokers never thought to do a five minute online price comparison.

Other news: Back at work, so far so good.

Trains were horribly delayed on Tuesday evening. I left work a bit early to catch an earlier train, missed it by 10 seconds (they were just closing the doors as I scampered up the platform), had to wait half an hour for the next one, which was almost half an hour late getting to my stop because of power failures all the way along the line, and ended up getting home at the same time I would have if I'd left work at the usual time.


Still, it's been snowing here today. Was minus 6 as I left for work yesterday at 0630, and then when I came home at 8pm. Brrr.

*He gives us advice, we say we can't afford to do any of the things he suggests. It's a win/win situation.
**Has access to the Internet

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